Insurance approved bike locks

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To meet our minimum security requirements for bicycle and e‑bike insurance, all locks must satisfy the following conditions:‍

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Construction & Age

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• The lock must be constructed of hardened steel and designed to securely fasten a bicycle to an immovable object.
• The lock must have been bought within two years before the start of your policy.
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Minimum Price Requirements

For bicycles insured for $1,500 or less

• U‑locks must have a minimum Recommended Retail Price (RRP) of $40.
• Chain locks and folding locks must have a minimum RRP of $80.
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For bicycles insured for more than $1,500

• U‑locks must have a minimum RRP of $60.
• Chain locks and folding locks must have a minimum RRP of $100.
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If you're unsure whether your lock meets our requirements, email us with the lock's brand, model, and value. If possible, include a purchase receipt or photo, and we’ll confirm if it’s approved.
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Using an approved lock is essential, but proper locking techniques are just as important. Learn how to lock your bike the right way.

For more tips, explore our Bike Locks Guide, including advice on what makes a quality, high-security bike lock, common bike locking mistakes, and the latest bike lock technology.

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