What we cover

We designed Sundays Bicycle Insurance specifically for cyclists. With us, you have the option to insure your bicycle for the full replacement cost, even if you damage it. We also have essential coverages for you, the rider.


We have put together some policy options for you to consider.

Cycle insurance for commuters

I Commute

  • Bicycle Coverage
  • Bicycle Liability $50,000
  • Vehicle Contact Protection  $25,000
Cycle insurance for fitness cycling

I Cycle for exercise

  • Bicycle Coverage
  • Bicycle Liability $25,000
  • Vehicle Contact Protection $10,000
  • Medical Payments $1,000
Cycle insurance for serious cyclists

I am a serious cyclist

  • Bicycle Coverage
  • Bicycle Liability $50,000
  • Vehicle Contact Protection $10,000
  • Medical Payments $10,000
  • Racing Coverage

Compare our cyclist insurance with homeowners & renters insurance

You might think that you are covered for certain events with your current homeowners or renters policy….think again.

POLICY COVERAGE PLUS
HOME INSURANCE
RENTERS INSURANCE
Crash damage
Covered during competitions?
Competition liability
Electric assist bicycles
Competition fee reimbursement
Bicycle airline shipping coverage
Replacement bike rental
Vehicle contact protection
Racing coverage
Professional cyclist coverage
Triathlon transition cover
Worldwide coverage
Not likely
Not likely
Cycling apparel insured
Not likely
Not likely
Battery insurance
Limited
Limited
Vandalism away from home
Limited
Limited
Accidental damage away from home
Not likely
Not likely
Accessories covered away from home
Not likely
Not likely
Roadside assistance
Not likely
Not likely
Insured at full value
Not likely
Not likely
Theft away from home
Limited
Limited
Medical payments
Not likely
Not likely
Additional Bike Discount

BREAK AWAY FROM THE PACK

Has your bike ever been stolen or damaged in an accident? Have you ever been injured or injured someone else while out on a ride? If yes, who covered the costs? And how long did it take you to get your bike sorted?

We know our stuff

We love what we do and we have passionately built a company over the past 10 years that provides insurance to cyclists and their bicycles in the USA, United Kingdom and Australia.

We are a friend of Strava

Depending on where you live, as a Strava user, you may qualify for all kinds of Perks and privileges from Sundays. These are updated constantly so check in with us regularly.

We ride, a lot

We ride. We race. We travel with our bicycles. We get it. Chances are that the Sundays person you will be dealing with shares your passion and also had a crash or a loss of some sort along the way.

At Sundays Insurance we're all about bikes and the people who ride them. Some might say we're cycling fanatics... and we would agree. We love to ride! And so we understand that if something goes wrong, you'll want to get back in the saddle as soon as possible, with minimal disruption.

SPECIAL DEALS FOR STRAVA MEMBERS

If you’re a Strava premium member, you have access to a number of free add-ons through Sundays Insurance, including device damage, taxi fare (when you need to get home after an accident, for example) and race entry fee reimbursement (if you miss a race you’ve already paid for due to illness or injury).