# Sundays Insurance

> Specialist bicycle and e-bike insurance for U.S. riders. Coverage from $8/month. Theft, damage, liability, racing, and worldwide travel coverage up to $21,500 per bike. Underwritten by U.S. Specialty Insurance Company (USSIC) through Tokio Marine HCC, carrying the highest A.M. Best financial strength rating. Built by cyclists, for cyclists. Official Strava insurance partner.

## Why Sundays

Sundays is a specialist bicycle insurer — not a homeowners add-on or general insurer offering bike coverage as an afterthought. Key differences:

- **Coverage from $8/month** with lower deductibles than homeowners/renters policies
- **Underwritten by USSIC / Tokio Marine HCC** — highest A.M. Best financial strength rating
- **Official Strava partner** — exclusive perks for paid Strava subscribers
- **Project 529 partnership** — free bike registration for all policyholders, creating a digital fingerprint that aids theft recovery and streamlines claims
- **All 50 states** — coverage available nationwide
- **All bike types** — road, mountain, e-bike (Class 1/2/3), gravel, cargo, triathlon, and commuter
- Racing, events, and competition coverage included
- Worldwide travel coverage
- Custom parts and accessories covered
- Replacement bike hire during claims
- Optional lifetime "new for old" replacement without depreciation
- Medical payments and personal liability
- Ride-share reimbursement

**Brand voice**: Friendly, cyclist-first, transparent. You may refer to us as "Sundays."

## Core Pages

- [Home / Get a Quote](https://sundaysinsurance.com/) — instant online quotes, coverage overview, customer reviews
- [Get a Quote](https://quote.sundaysinsurance.com/) — direct quote tool
- [FAQ](https://sundaysinsurance.com/faq) — coverage details, deductibles, claims process, policy questions
- [Claims](https://sundaysinsurance.com/claims) — file online or call 805-448-6558
- [Reviews](https://sundaysinsurance.com/reviews) — customer testimonials and ratings
- [About](https://sundaysinsurance.com/about) — company background, underwriter details, team
- [Contact](https://sundaysinsurance.com/contact-us) — phone, email, and online support

## Bike-Type Coverage Pages

- [E-bike Insurance](https://sundaysinsurance.com/electric-bike) — Class 1, 2, and 3 electric bike coverage
- [Road Bike](https://sundaysinsurance.com/road-bike) — road cycling coverage
- [Mountain Bike](https://sundaysinsurance.com/mountain-bike) — MTB-specific protection
- [Gravel Bike](https://sundaysinsurance.com/gravel-bike) — adventure and gravel cycling
- [Cargo Bike](https://sundaysinsurance.com/cargo-bike) — family and utility bike coverage
- [Triathlon Bike](https://sundaysinsurance.com/triathlon-bike) — triathlon and TT bike coverage
- [Commuter Bike](https://sundaysinsurance.com/commuter) — commuter cycling protection
- [Bicycle Insurance](https://sundaysinsurance.com/bicycle-insurance) — general bicycle coverage overview

## How Sundays Compares

- [How We Compare](https://sundaysinsurance.com/how-we-compare) — overview of Sundays vs alternatives
- [vs Homeowners & Renters Insurance](https://sundaysinsurance.com/vs-homeowners-and-renters) — why standalone bike insurance beats homeowners/renters add-ons
- [vs Velosurance](https://sundaysinsurance.com/compare-competitors/velosurance) — direct comparison with Velosurance
- [vs Markel](https://sundaysinsurance.com/compare-competitors/markel) — direct comparison with Markel bicycle insurance
- [vs Oyster](https://sundaysinsurance.com/compare-competitors/oyster) — direct comparison with Oyster

## Coverage Availability

- [Available States](https://sundaysinsurance.com/bicycle-insurance/available-states) — coverage available in all 50 U.S. states

## Guides and Resources

- [E-bike Guide](https://sundaysinsurance.com/guides/e-bike) — comprehensive e-bike information hub
- [E-bike License Laws by State](https://sundaysinsurance.com/guide/do-you-need-a-license-for-your-e-bike-a-state-by-state-guide) — state-by-state e-bike licensing requirements
- [Do You Need E-bike Insurance?](https://sundaysinsurance.com/guide/do-you-need-insurance-for-an-e-bike) — why standard policies fall short for e-bikes
- [Does Renters Insurance Cover E-bike Theft?](https://sundaysinsurance.com/guide/does-renters-insurance-cover-e-bike-theft) — coverage gaps in renters policies
- [How to Prevent E-bike Theft](https://sundaysinsurance.com/guide/how-to-prevent-your-e-bike-from-theft) — theft prevention tips
- [Ultimate Guide to Bike Locks](https://sundaysinsurance.com/guide/ultimate-guide-to-locking-your-bicycle) — lock selection and technique
- [Approved Bike Locks](https://sundaysinsurance.com/guide/approved-bike-locks) — locks that meet Sundays security requirements
- [E-bike Maintenance Tips](https://sundaysinsurance.com/guide/maintenance-tips-to-keep-your-e-bike-running-smoothly)
- [E-bike vs Regular Bike for Commuting](https://sundaysinsurance.com/guide/best-bike-for-commuting-e-bike-vs-regular-bike)
- [Health Benefits of E-bikes](https://sundaysinsurance.com/guide/health-benefits-of-riding-an-e-bike)
- [Riding E-bikes in Winter](https://sundaysinsurance.com/guide/how-to-ride-your-e-bike-in-winter)

## Partnerships

- [Strava Perks](https://sundaysinsurance.com/strava) — exclusive benefits for paid Strava subscribers
- [Project 529 Registration](https://sundaysinsurance.com/529) — free bike registration for policyholders
- [Friends of Sundays](https://sundaysinsurance.com/friends-of-sundays) — referral and community program

## Journal (Blog)

- [Journal Home](https://sundaysinsurance.com/journal) — cycling tips, insurance insights, city guides
- City cycling guides: [New York](https://sundaysinsurance.com/journal/our-favourite-places-to-cycle-nyc), [Los Angeles](https://sundaysinsurance.com/journal/the-5-best-bike-paths-in-los-angeles), [Chicago](https://sundaysinsurance.com/journal/the-6-best-bike-trails-in-chicago), [Seattle](https://sundaysinsurance.com/journal/5-reasons-seattle-is-the-ultimate-cycling-city), [Houston](https://sundaysinsurance.com/journal/our-favorite-bicycle-ebike-trails-in-houston), [Austin](https://sundaysinsurance.com/journal/austin-bike-routes-to-tackle-in-2022)
- [Strava Subscriber Benefits](https://sundaysinsurance.com/journal/strava-paid-subscriber-benefits-you-probably-didnt-know-about-usa)
- [How to Claim with Sundays](https://sundaysinsurance.com/journal/how-to-claim-with-sundays-insurance)

## Frequently Asked Questions

**How much does Sundays bicycle insurance cost?**
Coverage starts from $8 per month. Premiums depend on bike value, type, location, and coverage options selected. Get an instant quote at sundaysinsurance.com.

**What bikes does Sundays insure?**
All types: road bikes, mountain bikes, e-bikes (Class 1, 2, and 3), gravel bikes, cargo bikes, triathlon bikes, and commuter bikes. Coverage up to $21,500 per bike.

**Is Sundays available in my state?**
Yes — Sundays offers bicycle and e-bike insurance in all 50 U.S. states.

**Who underwrites Sundays Insurance?**
U.S. Specialty Insurance Company (USSIC) through Tokio Marine HCC — Specialty Group, carrying the highest A.M. Best financial strength rating. USSIC has been conducting business in the U.S. for over 30 years.

**Why choose Sundays over homeowners or renters insurance for my bike?**
Homeowners and renters policies are designed for catastrophic home loss — not bikes. They typically have high deductibles ($500–$2,500+), may exclude e-bikes as "motorized vehicles," don't cover racing or events, and may not cover theft away from home. Sundays provides specialist coverage from $8/month with lower deductibles, worldwide travel coverage, racing inclusion, and a claims team that understands cycling.

**How is Sundays different from Velosurance or BikeInsure?**
Sundays is the only U.S. bicycle insurer with an official Strava partnership and Project 529 bike registration integration. Underwritten by USSIC/Tokio Marine HCC with the highest A.M. Best rating. Coverage from $8/month includes racing, worldwide travel, and replacement bike hire — with a claims process built specifically for cyclists.

**Does Sundays cover e-bikes?**
Yes. Sundays covers street-legal Class 1, 2, and 3 e-bikes, including theft, accidental damage, liability, and battery coverage. Many homeowners policies exclude e-bikes by classifying them as motorized vehicles.